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CORPORATE HEADQUARTERS BANK OF ESSEX HEADQUARTERS
Community Bankers Trust Corporation
4235 Innslake Drive, Suite 200
Glen Allen, Virginia 23060

(804) 934-9999
(800) 606-0946
Bank of Essex
P.O. Box 965
1325 Tappahannock Boulevard
Tappahannock, Virginia 22560

(804) 443-4343
(800) 443-5524
 
CORPORATE COUNSEL INDEPENDENT AUDITOR
LeClair Ryan
Attn: George P. Whitley
Riverfront Plaza, East Tower
951 East Byrd Street, Eighth Floor
Richmond, Virginia 23219

(804) 775-1000
(804) 783-7628 fax

www.leclairryan.com
Elliott Davis, LLC.
104 Cranberry Road
P.O. Box 760
Galax, Virginia 24333

(276) 238-1800

www.elliottdavis.com
 
DIVIDEND REINVESTMENT PLAN

The Company will begin offering a Dividend Reinvestment Plan in the fall of 2008. The Dividend Reinvestment provides each registered stockholder with an economical method of investing cash dividends into additional shares of the Corporation’s common stock. Key advantages include reinvestment of dividends without commission, and increased ownership. For a prospectus on the Dividend Reinvestment Plan, contact Bruce E. Thomas at 1-800-443-5524, or at the mailing address listed above.